Insurance Information

At Oral and Maxillo Facial Surgeons for Northern Illinois we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. 

We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance.  If you have dental or medical insurance, please bring your cards with you to your appointments.  If you have coverage for your planned treatment, we will contact your insurance companies to verify coverage on your behalf.  You will be responsible for the coinsurance amount, what is not covered by insurance.

If you have questions regarding your account, please contact us at 815-895-3000.  Many times, a simple telephone call will clear any misunderstandings.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan, but that must be implemented prior to the actual procedure.

Please call if you have any questions or concerns regarding your initial visit.

Please bring your insurance information with you to the consultation so that we can expedite reimbursement.
PPO Insurances:
We are in-network providers for many dental insurance companies including:  Delta Dental, MetLife, Blue Cross Blue Shield and its subsidiaries, Aetna, Cigna, Guardian, Principal, Humana, Ameritas, Dentemax, Connection Dental, United Healthcare Dental, Lincoln Financial, GEHA, Dentegra, DHA (Dental Health Alliance), Assurant, United Concordia, Unicare, Sun Life, and others. 
You are welcome to contact your insurance company to verify network status as well, if desired.  PPO insurance types typically provide for out of network coverage as well.
Dental Discount Card Holders:
We accept Aetna Vital Savings, Dentemax, and Careington cards.
HMO Medical and Dental Insurances:
We are not participating providers in any medical HMO plans, although this may be able to be negotiated by referral from your primary physician, if  your treatment is medical in nature.  We are in-network providers for DeltaCare dental HMO which requires a referral from your primary dentist.  If you have an HMO insurance without local in-network providers, you may also be referred by your primary physician or dentist as an out of network referral due to the lack of in network specialists.